Why your employees should take advantage of HSA mutual fund investment options

In this issue: Investing1 with a Wells Fargo HSA A Wells Fargo HSA can be a powerful tool for your employees to complement their existing retirement strategy. Learn more. Expanded HSA investment1 choices Wells Fargo recently added five mutual funds to our HSA investment options. Learn more. CEO HBS portal tip: Removing affiliation There are a few instances when it may be necessary to remove affiliation with an existing accountholder, like when an accountholder leaves your company. Learn more about this process. Plan administration resources: Employer HSA resource center This toolkit contains resources to help you maximize enrollment, administer your program more effectively, and ensure a successful renewal of your HSA program. HSA Enrollment and contribution options Find resources and tips about our convenient enrollment and contribution options. These tools help simplify administration of your HSA program. Popular links: Answers to frequently asked questions about HSAs Qualified medical expenses and your HSA – learn more about expenses that qualify for tax-free2 reimbursement from an HSA Going to the doctor and pharmacy – overviews on how to use an HSA to pay for doctor or pharmacy expenses

Access your HSA program Sign on to the Commercial Electronic Office® Health Benefits Services (CEO® HBS) portal or learn more about the CEO HBS portal. In the news 2013 Contribution Limits announced Individual: $3,250 Family: $6,450 See all updated 2013 contribution limits Changes coming to FSAs Do you currently offer both a Flexible Spending Account (FSA) and HSA program to your employees? Did you know that changes are coming in January, 2013 to FSAs? Learn the benefits of converting an FSA program to an HSA program. Download our whitepaper. Contact us If you have questions, we are here to help. Contact our Employer Customer Service Team at 1-866-988-2006, Monday through Friday, from 7 a.m. to 8 p.m. Central Time, your Relationship Manager, or visit our website.

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1. Investment products: Not FDIC insured • No bank guarantee • May lose value 2. Tax reference at the federal level. State taxes vary. Individuals should consult a tax advisor Mutual fund investing involves risks, including the possible loss of principal. Consult a fund's prospectus for additional information on risks. This newsletter is accompanied by prospectuses for Wells Fargo Advantage Funds®. Wells Fargo Funds Management, LLC, a wholly owned subsidiary of Wells Fargo & Company, provides investment advisory and administrative services for Wells Fargo Advantage Funds®. Other affiliates of Wells Fargo & Company provide subadvisory and other services for the funds. The funds are distributed by Wells Fargo Funds Distributor, LLC, Member FINRA/SIPC, an affiliate of Wells Fargo & Company. 209656 04-12 Deposit products are offered by Wells Fargo Bank, N.A. Member FDIC. Privacy Policy Terms of Use If you no longer wish to receive emails about Wells Fargo HSAs, please unsubscribe. If you have questions, please do not respond to this message using the 'Reply' button. Please contact us at 1-866-988-2006. Customer Service Code: HBSER04282012 For all written correspondence, please contact us at Wells Fargo Health Benefit Services Customer Service: P.O. Box 45600, Salt Lake City, UT 84145-0600 Wells Fargo & Company Headquarters: 420 Montgomery St., San Francisco, CA 94104 © 2012 Wells Fargo Health Benefit Services. A Division of Wells Fargo Bank, N.A. All rights reserved.